:root{
  --navy:#0b1f3a;
  --blue:#1e88e5;
  --sky:#e9f3ff;
  --text:#1a1a1a;
  --muted:#5b6777;
  --card:#ffffff;
  --border:#e6e8ee;
}
*{box-sizing:border-box;}
html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.5}
a{color:inherit;text-decoration:none}
.container{max-width:1120px;margin:0 auto;padding:0 20px}
.topbar{background:var(--navy);color:#fff;font-size:14px}
.topbar .wrap{display:flex;gap:14px;align-items:center;justify-content:space-between;padding:10px 0}
.topbar a{opacity:.95}
.header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--border);z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:18px}
.brand{display:flex;align-items:center;gap:10px}
.brand-mark{width:38px;height:38px;border:2px solid var(--navy);border-radius:999px;display:grid;place-items:center}
.brand-mark span{font-weight:800;color:var(--navy);letter-spacing:.5px}
.brand-name{display:flex;flex-direction:column}
.brand-name strong{letter-spacing:.3px}
.brand-name small{color:var(--muted);font-size:12px;margin-top:2px}
.menu{display:flex;gap:14px;align-items:center;flex-wrap:wrap}
.menu a{padding:10px 10px;border-radius:10px;color:var(--muted);font-weight:600}
.menu a.active,.menu a:hover{background:var(--sky);color:var(--navy)}
.hamburger{display:none;border:1px solid var(--border);border-radius:12px;padding:10px 12px;background:#fff}
.hamburger:focus{outline:2px solid var(--sky)}
.hero{background:linear-gradient(135deg,var(--navy),#0b2d56 55%, var(--blue));color:#fff}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:28px;padding:56px 0}
.hero h1{font-size:42px;line-height:1.1;margin:0 0 14px}
.hero p{margin:0 0 22px;color:#eaf2ff;max-width:56ch}
.pills{display:flex;gap:10px;flex-wrap:wrap;margin:14px 0 0}
.pill{border:1px solid rgba(255,255,255,.25);padding:8px 10px;border-radius:999px;font-weight:600;font-size:13px;background:rgba(255,255,255,.06)}
.card{background:var(--card);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:18px;backdrop-filter: blur(6px)}
.hero .card{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.18)}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:6px}
.btn{display:inline-flex;gap:10px;align-items:center;justify-content:center;border-radius:12px;padding:12px 14px;font-weight:700;border:1px solid transparent}
.btn.primary{background:#fff;color:var(--navy)}
.btn.primary:hover{filter:brightness(.98)}
.btn.outline{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}
.btn.outline:hover{background:rgba(255,255,255,.08)}
.section{padding:54px 0}
.section h2{margin:0 0 10px;font-size:28px;color:var(--navy)}
.section p.lead{margin:0 0 26px;color:var(--muted);max-width:75ch}
.grid{display:grid;gap:16px}
.grid.cols-3{grid-template-columns:repeat(3,1fr)}
.grid.cols-2{grid-template-columns:repeat(2,1fr)}
.box{border:1px solid var(--border);border-radius:18px;padding:18px;background:#fff}
.box h3{margin:0 0 8px;font-size:18px;color:var(--navy)}
.box p{margin:0;color:var(--muted)}
.kpi{display:flex;gap:14px;align-items:flex-start}
.kpi .icon{width:40px;height:40px;border-radius:14px;background:var(--sky);display:grid;place-items:center;color:var(--navy);font-weight:900}
.list{margin:12px 0 0;padding:0 0 0 18px;color:var(--muted)}
.badge{display:inline-block;font-size:12px;font-weight:800;border-radius:999px;padding:6px 10px;background:var(--sky);color:var(--navy);border:1px solid var(--border)}
.quote{border-left:4px solid var(--blue);padding-left:14px}
.quote p{margin:0;color:var(--text)}
.quote small{display:block;margin-top:10px;color:var(--muted);font-weight:700}
.split{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:start}
.footer{background:#0a172b;color:#dbe6ff}
.footer .wrap{padding:34px 0;display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:20px}
.footer h3{margin:0 0 10px;color:#fff}
.footer a{color:#dbe6ff}
.footer p,.footer li{color:#bcd0ff}
.footer ul{margin:10px 0 0;padding-left:18px}
.footer .bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:18px;padding-top:14px;color:#bcd0ff;font-size:13px}
.notice{background:var(--sky);border:1px solid var(--border);border-radius:18px;padding:16px;color:var(--navy);font-weight:700}
.form{display:grid;gap:12px}
input,textarea{width:100%;padding:12px 12px;border:1px solid var(--border);border-radius:12px;font:inherit}
textarea{min-height:120px;resize:vertical}
.form .btn{width:fit-content}
.small{font-size:13px;color:var(--muted)}
hr.sep{border:none;border-top:1px solid var(--border);margin:18px 0}
@media (max-width: 900px){
  .hero .wrap{grid-template-columns:1fr;padding:42px 0}
  .grid.cols-3{grid-template-columns:1fr}
  .grid.cols-2,.split{grid-template-columns:1fr}
  .footer .wrap{grid-template-columns:1fr}
  .menu{display:none}
  .menu.open{display:flex;flex-direction:column;align-items:flex-start;padding:0 0 14px}
  .hamburger{display:inline-flex}
}